In order to patent your invention, you will have to establish "novelty" and "inventiveness", both of which require that your invention has never been patented anywhere in the world. In order to establish this, you will need to conduct an international patent search. International patent searches can
While Marylhurst University lists the average starting salary for an accountant with an MBA as $65,800, other factors come into play in determining salary. Experience, other certifications and responsibility level all directly relate to salary in the accounting field. Marylhurst University even note
The Washington State Supreme Court describes itself as a "court of last resort," meaning that its rulings on state law are final. The Court considers only legal issues. It does not hear testimony or accept any new evidence. The Court decides what cases to accept, generally ch
When a person is fired from a company, he may be allowed to receive some compensation from the state in which he was employed as a means of helping him pay bills while he looks for new work. This compensation, known as unemployment benefits, will only be provided to eligible workers. If a person is
ARM stands for adjustable rate mortgage, which is a type of mortgage with an interest rate that adjusts periodically over the life of the mortgage. Most ARMs have a fixed rate for an introductory period and then adjust each year or every other year after that. For example, a 3/1 ARM would have the s
Estate planning is essential to protect your assets and to make sure that they are distributed according to your wishes upon your death or incapacitation. Setting up an estate plan requires the creation of certain legal documents, such as a will and power of attorney. To set up an estate plan proper
When you contribute to a traditional IRA, you can take an immediate tax deduction for the money you put in. The taxation happens at the other end, when you take money out of the plan. For that reason, the IRS requires you to take regular distributions from your traditional IRA, and pay taxes on thos
According to AOL Real Estate, losing your property to foreclosure can reduce your personal credit rating by as much as 300 points. This decrease can lower your 680 credit score down to 380, and completely prevent loan approvals in the near future. Fortunately, you can reverse the effects of a home f
The national food assistance effort in the United States is called the Supplemental Nutrition Assistance Program, formerly known as food stamps since users actually used coupons or stamps to buy groceries. The U.S. Department of Agriculture regulates SNAP, but the states administer the program, maki
A database (DB) administrator can set table privileges that allow an employee to access and manipulate one or more tables in a database. The administrator accomplishes this level of data control by using certain commands from the Structured Query Language. The two SQL commands used for managing data
If an individual owes taxes to the Internal Revenue Service that are not promptly paid, a record of the unpaid tax debt will appear in his credit report as a derogatory entry. Because the IRS must keep track of the taxes owed by every taxpayer in America, mistakes do sometimes occur. The Fair Credit
Companies research costs and cash flows to better understand their past business operations and to plan for the future. While the income statement provides key information on past periods, it includes all types of income and all types of expenses, so many businesses prefer to use the simplified vers
Retirement plans are of great importance to us all, and in times of economic instability, everyone should have an understanding on how exactly to find great retirement plans.
Your credit score and history bears great influence on your life, affecting your ability to buy a home, obtain a loan, enter into a cell phone contract, purchase auto insurance and even get a job. When you suffer a financial hardship that results in detriment to your credit, all is not loss. With ti
Every year, many Americans take out early income tax loans from their filing agent. Many of these loans carry hefty fees that must be paid back when the taxpayer's income tax refund check is received. While early filing is always a good measure to avoid last-minute rushes, some tax filing agents are
There are various aspects related to survey for money. There is a misconception associated with survey for money, that most of the surveys for money companies are fraudulent. However, it is just a myth; there ...
Lawyers don't always argue in court or represent clients. Some, for instance, go to work for the Department of Justice or other national agencies. Others work for private enterprise in a variety of occupations. The education requirements to become a lawyer take the average person seven years to comp
Trailing spouses are people who follow a wife or husband to a new home due to a change in the wife or husband's place of employment. In some cases, trailing spouses qualify for unemployment benefits at their new homes. Military spouses are most likely to qualify for trailing spouse unemployment bene
Investors can raise money in two main ways: debt and equity. Both cost the company money. The cost of debt is the average interest rate paid to debt-holders, but the cost of equity is a little more difficult to calculate. To come up with an estimate for the cost of equity, analysts use the capital a
The global credit crisis of recent times is making many people take stock and focus a little more on the things they really value. Needless spending is being curbed and people are more aware than ...